AnimalsJokes The Cowboy Was Trying To Buy A Health Insurance Policy. What Happened Next Is Unbelievable. The cowboy was trying to buy a health insurance policy. The insurance agent was going down the list of standard questions. “Ever have an accident?” “Nope, nary a one.” “None? You’ve never had any accidents.” “Nope. Ain’t had one. Never.” “Well, you said in this form you were bitten by a snake once. Wouldn’t you consider that an accident?” “Heck, no. That dang varmint bit me on purpose.” See more Previous joke Three Old Ladies Were Sitting At The Dinner Table. Next joke A Group Of Frogs Was Traveling Through The Woods.